Grain provides a line of credit to your existing checking account, without checking your credit score or issuing a physical card.
• Get pre-approved in minutes - link your primary checking account and get access to credit in minutes. No credit check.
• Use credit in seconds - transfer credit to your linked checking account in an instant and use it as cash, from your debit, or any way you’d like.
• Credit reporting - every month, we report your account activity to all three credit bureaus.
• Fees - 15% APR and 1% finance charge on credit advances. Some applicants may be charged a Signup Fee or an Annual Fee.
• Smarter auto-pay - monthly minimum payments are made for you at the best time during your billing cycle to avoid late and overdraft fees.
• Personalized credit tips - adjust your habits and improve your credit score through actionable recommendations.
• Security taken seriously - we protect your data with 256 bit bank-level encryption and we are FDIC insured.
* Credit offer dependent on cash flow in linked checking account. Offer may require a security deposit. See your Credit Agreement for further details
Grain is headquartered at:
505 14th St
Oakland, CA 94612
Grain Help Line:
1 (833) 755-0809
Terms of Service: https://trygrain.com/termsofservice/
Grain Technology, Inc.