Get mobile access to your OneMain account right at your fingertips. You can log in and get your full account details.
OneMain offers personal and auto loans for a wide range of purposes including:
• Bill Consolidation
• Home Improvement
• Auto Purchase or Repair
• Unexpected Expenses
• Major Purchases
Customer Commitment and Borrower’s Bill of Rights
We commit that we will put your financial well-being first, making responsible loans and never compromising your trust.
We respond Monday-Friday between 9 am & 5 pm EST
The OneMain Financial mobile app can only be used by current customers to service their loans. We do not offer the ability to submit new loan applications through the iOS mobile app.
Loans offered by OneMain Financial have a minimum repayment period of 24 months and a maximum repayment period of 60 months. The Maximum Annual Percentage Rate (APR) for a personal loan is 35.99%. Minimum loan amount offered is $1,500 and maximum amount is $20,000.
Borrowers in these states are subject to these minimum loan sizes: Alabama: $2,100. California: $3,000. Georgia: Unless you are a present customer, $3,100 minimum loan amount. Ohio: $2,000. Virginia: $2,600.
Borrowers (other than present customers) in these states are subject to these maximum unsecured loan sizes: Florida: $8,000. Iowa: $8,500. Maine: $7,000. Mississippi: $7,500. North Carolina: $7,500. New York: $20,000. Texas: $8,000. West Virginia: $14,000. An unsecured loan is a loan which does not require you to provide collateral (such as a motor vehicle) to the lender.
OneMain Financial charges loan origination fees. Depending on the state where you open your loan, the origination fee may be either a flat amount or a percentage of your loan amount. Flat fee amounts vary by state, ranging from $25 to $400. Percentage-based fees vary by state ranging from 1% to 10% of your loan amount subject to certain state limits on the fee amount.
Example Loan: A $6,000 loan with a 24.99% APR that is repayable in 60 monthly installments would have monthly payments of $176.07.
One Main Financial